Portage, MI

269-324-0080

Gasaway Investment Advisors, Inc. | Advisory | Portage

"Helping you navigate your financial course"

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Thorough documentation, full transparency

Carefully review your company's plan with our full documentation

Receive complete plan documents for your review

Though you can depend on our knowledge of qualified retirement plans to create a plan which best fits your needs and tailor it to fit your unique circumstances, the plan cannot be set and left alone. It must be periodically reviewed, to make sure that it continues to meet your goals as an employer.

  • Prototype Documents – Written by SunGard Corbel's PPD Division, these documents are useful when the plan sponsor wants a straightforward plan, including some "non-standard items" without paying extra for them. SunGard Corbel is a leading provider of software and services for employee benefit professionals with a nationally recognized employer benefits attorney.

  • Amendments of Documents – Both as a result of changes to the Internal Revenue Code or regulations and for changes requested by the employer, these documents are generally provided at no additional charge. Additionally, since it is the responsibility of SunGard Corbel (together with Gasaway Investment Advisors, Inc.) to file for an IRS Determination Letter for the prototype plan document, the employer often would not need to file for a Determination Letter when establishing the plan.

Maintain your retirement plan with prototype and amendment documents, written to fit your specific management requirements.

 

Call our office today to learn more about our plan documentation procedures.

269-324-0080

Accommodate any "non-standardized" provisions with our documents

  • Exclude classes of employees (beyond union employees or non-resident aliens)

  • Require that participants be employed on the last of the plan year in order to receive any allocations of employer contributions

  • Exclude items from the definition of compensation such as commissions, bonuses, or overtime

  • Have non-uniform allocation methods such as cross-testing or different contribution rates for different members of a controlled group or affiliated service group

Receive individually written documents for your plan

Written by SunGard Corbel's nationally recognized employee benefits attorneys, these documents are useful when the plan sponsor has needs that cannot be met by using Prototype documents. Amendments of these documents would be supplied by SunGard Corbel on a fee for service basis.

 

The plan sponsor would want to file for a Determination Letter with the IRS when establishing the plan and for any amendments. It is important to note that the IRS also charges a fee for reviewing the documents and any amendments.