Insurance Planning

Protect what matters most

Partner with us to create a comprehensive insurance plan

One of the most intimidating parts about planning for your future is arranging the proper insurance plans to make sure your best interests are protected. For everything from disability planning assistance to life insurance services, turn to Gasaway Investment Advisors. We offer extensive insurance planning services in Kalamazoo, MI and surrounding areas. 

Reach out to us today to discuss your insurance planning needs. 

Protection Plans

In 2022, 102 million American adults were without life insurance or underinsured. If you want to safeguard what you have and take care of the people who mean the most to you, our experienced advisors can help. Our team can help you navigate the complexities of life insurance to make sure that you have a plan that meets your needs.

We offer the following life insurances:

Term - Insurance that is meant to be cheap and have a high amount of coverage 

Whole - Permanent insurance with a fixed rate of return on the cash value 

Universal - Permanent insurance that can have more growth to the cash value of the policy 

Annuities - As part of our life insurance services, we can also assist you with setting up fixed or indexed annuities. Annuities protect against outliving your money by providing you with a steady cash flow over time. 

Disability Planning 

Suffering an injury while you’re still working can be devastating to your family if you’re not prepared. Our disability planning advisors can help you set up a short-term (3 months to 12 months) or long-term (anything greater than a year) plan to make sure that you’re protected in case of a serious accident. We’ll walk you through all your options and help you select the best plan for you. 

 Long-Term Care Planning 

70% of people over age 65 will need some form of long-term care (LTC) in their lifetimes. With the average cost of a private room with skilled nursing care in Michigan rising to $118,260 a year, it’s more important than ever to plan ahead. No matter what stage of life you’re at, you can trust us to help you create a plan to make long-term care more attainable in the future.

Our long-term care products include: 

Straight LTC – covers the costs of long-term care 

Hybrid LTC – attaches a rider to a permanent life insurance policy that covers long-term care 

 Business Continuity Planning 

Planning the continuity of your business is just as important as planning for the possibility of something happening to you as a business owner. A buy-sell agreement can make sure that your business is passed on properly if something were to happen. You can partner with our advisors to create an airtight agreement that covers all your bases. We can even help you tie your buy-sell agreement with a life insurance policy to make sure funds are available for your business partners and company in case of an accident.